Programme

Ist part

08:30 to 09:00 AM

Registration and welcome

09:00 to 09:10

Associate Prof. PhD. Ovidiu Ioan Dumitru – Dean of Faculty of Law, Bucharest University of Economic Studies, Vice President AEDBF-Romania

09:10 to 09:15

Prof. PhD. Nicolae Istudor – Rector, Bucharest University of Economic Studies

09:15 to 09:30

Keynote Speaker

PhD. Corina Corbu – President – High Court of Cassation and Justice

09:30 to 09:35

Bertrand Bréhier, Vice-president – European Society for Banking and Financial Law

09:35 to 09:45

Welcoming greetings from event hosts:

Professor Emeritus PhD. Brandușa Ștefănescu – President – European Society for Banking and Financial Law-Romania

Ciprian Chiorean, Vice-President – Association of Legal Advisors from the Financial-Banking System

09:45 to 10:00

Keynote Speaker

Dan Costin Nitescu – Advisor to the National Bank of Romania Governor 

10:00 to 10:15

Keynote Speaker

Ciprian Bucur – Advisor to the National Bank of Moldova Governor

10:15 to 10:30

Silvia Senabre López – Head of Technology Risk Division within the Directorate General of Banking Supervision at Banco de España

10:30 to 10:45

Cloe Bilodeau, The European Bank for Reconstruction and Development

10:45 to 11:00

Dr. Markus Frischhut, L.L.M., MCI Management Center Innsbruck, The Entrepreneurial School

11:00 to 11:10

Robert Anghel, Chief Business Officer, Salt Bank

11:10     to

11:25

Despina Chatzimanoli – Senior Legal Expert, Coordinator – Regulatory Policy Advice Team, Legal and Compliance Unit, European Banking Authority (EBA)

11:25 to 12:35

Panel 1: The regulatory framework in banking. Challenges and perspectives

Moderator: Alexandru Paunescu, – Director of the Legal Department, The National Bank of Romania

Special Guests: 

– Daniel Nicolaescu, Director of the Legal Department, Raiffeisen Bank 

– Diana Ciubotariu, Director of the Legal Department, UniCredit Bank

– Cristina Vilcu, Director of the Legal Department, BRD

-Alexandru Berea, Executive Director Legal, Corporate Governance & Public Affairs Division, BCR

12:35 to 12:40

Awards of the Students Scientific Competition of The Faculty of Law and The Association of Legal Advisors from the Financial-Banking System 

12:40 to 13:15

Lunch break

Part II

13:15 to 13:30

Andrea Minto, Jean Monnet Professor in Law and Regulation of Financial Markets at Ca’ Foscari University of Venice and Full Professor in University of Stavanger, Norway

13:30 to 14:30

Panel 2: Moderator: Lucian Bercea- Dean of the Faculty of Law, West University of Timisoara, Vice President AEDBF-Romania

Special Guests: 

– Prof.univ.dr. Radu Rizoiu, Faculty of Law, Bucharest University, Algorithmic law? Contract analysis by LLM models

-Asist.univ.dr. Mihaela Gherghe, Facultatea de Drept, Universitatea din București, From protected consumer to empowered consumer. Can the same methods lead to different results?

-Prof.univ.dr. Lucian Bercea, Faculty of Law, West University of Timișoara; PhD. Ioan Șumandea-Simionescu, Researcher, Faculty of Law, „Babeș-Bolyai” University, Cluj-Napoca, Director, Corporate Governance and Financial Markets, Banca Transilvania, 

Is ChatGPT an „average, normally informed and sufficiently attentive and informed” reader of banking contracts?

–Mihai Selegean, Attorney at Law at Rizoiu and Associates, Maria Țucă, Lawyer, Conformia

From code to contract: the responsability of actors in the value chain of banking AI systems

14:30 to 14:45

Peter Hense – Partner Spirit Legal, Leipzig

14:45 to 15:00

Tatiana Kyttaroudi – Tsibanoulis & Partners, AEDBF Greece

Automated Decision-Making in the European Financial Sector: Reconciling AI Regulation and Data Protection Frameworks 

15:00 to 15:10

Daria Niculcea, Executiv Director juridice.ro, Juridice AI

Full understanding of contract provisions by consumers with the help of artificial intelligence

15:10 to 16:00

Panel 3: From standard interactions to personalized experiences through AI in banking

Moderator: Ciprian Chiorean, Vice-President – Association of Legal Advisors from the Financial-Banking System

Special Guests: 

– Cristiana Cazan – Director, Legal Department BID

– Anca Simeria – Partner, Popescu & Associates

– Rebecca Marina – Counsel @Filip & Company

– Mihai Carabas – Partner Carabas&Lungu

16:00 to 16:10

Ovidiu Bold, Attorney at Law, Partener David& Baias

Artificial Intelligence in Banking: Regulatory Principles and Responsible Use

16:10 to 16:20

Oana Bundac, Adelina Badescu – How AI & Smart Contracts are transforming the relationship between Banks and Clients

16:20 to 16:30

Nicoleta Hamami – Banking Fraud and Artificial Intelligence: When Innovation Becomes a Double-edged Sword

16:30 to 16:40

Liviu Viorel – Legal consequences of exceeding the limits of the mandate given to the director with the solidarity clause inserted in the approved mortgage agreement

16:40 to 16:50

Ploscaru Gelu Giuliano, 

Can AI, the administrative tool, turn into a decision-making one in banking litigation law?

16:50 to 17:00

Lecturer PhD. Ana Maria Lupulescu, Vice Dean of the Faculty of Law, Bucharest University of Economic Studies,

Consumer protection and the resolution of the credit institutions-Case C-324/23

17:00 to 17:10

Assciate Professor PhD. Codrut Savu – Faculty of Law, Transilvania University of Brasov,

Dynamics of regulation of bank current account contracts

17:10 to 17:20

Lecturer PhD. Dragoș Mănescu – Vice Dean of the Faculty of Law, Bucharest University of Economic Studies, Secretary General of AEDBF-Romania

The impact of the use of artificial intelligence (AI) on the formation, execution and validity of banking contracts

17:20 to 17:30

Conclusions: Dragoș Mănescu – Vice Dean of the Faculty of Law, Bucharest University of Economic Studies, Secretary General of AEDBF-Romania

17:30

Closing of the conference.